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We take your concerns very seriously and with utmost sincerity. Your complaint will be immediately forwarded to the management. One of our executives will get in touch with you within 24 hours to help resolve the issue as soon as possible.
FAQ
What types of loans are available?
There are various types of loans, including personal loans, home loans, business loans, Auto Loan (Used/New), Loan against Property LAP, Over draft Limit, Inventory Funding, Loans for Professional, Machinery Loan, SME Loan, Mutual Fund & Insurance
and more. Each type serves a specific purpose.
How do I qualify for a loan?
Eligibility criteria vary based on the type of loan. Generally, factors such as credit score, income, employment history, and debt-to-income ratio are considered.
What is the interest rate on the loan?
Interest rates depend on the type of loan, the lender, and the borrower’s creditworthiness. Fixed rates remain constant, while variable rates can change based on market conditions.
What documents are required for a loan application?
Common documents include proof of identity, income statements, employment verification, credit history, and information about assets or collateral.
Can I get a loan with bad credit ?
Some lenders offer loans to individuals with bad credit, but interest rates may be higher. It’s essential to shop around and explore options.
What is the difference between a fixed-rate and variable-rate loan?
A fixed-rate loan has a constant interest rate throughout the term, while a variable-rate loan’s interest rate can change based on market conditions.
What is the loan term?
The loan term is the duration over which the borrower repays the loan. It varies by loan type and can range from a few months to several decades.
What is the difference between secured and unsecured loans?
Secured loans are backed by collateral (e.g., home or car), while unsecured loans don’t require collateral but may have higher interest rates.